Effective Date: April 27, 2026 | Last Updated: May 13, 2026
1. Acceptance of Terms
By accessing or using Precifio ("the Service"), you agree to be bound by these Terms of Use. If you do not agree to all terms and conditions, you may not access or use the Service. These terms constitute a legally binding agreement between you and Precifio.
2. Description of Service
Precifio is a web-based platform for note-taking, financial organization, budgeting, and productivity. We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice.
3. User Accounts & Responsibilities
When you create an account, you agree to:
- Provide accurate, current, and complete information
- Maintain the security of your password and account credentials
- Notify us immediately of any unauthorized access or security breach
- Accept responsibility for all activities under your account
- Use the Service only for lawful purposes
4. User Content
You retain ownership of all notes, financial data, and content you create ("User Content"). By using the Service, you grant Precifio a limited license to process, store, and display your content solely for the purpose of providing the Service.
You are solely responsible for your User Content and the consequences of sharing it. Do not store or transmit content that is illegal, infringing, or violates third-party rights.
5. Prohibited Conduct
You may not:
- Use the Service for illegal, fraudulent, or unauthorized purposes
- Interfere with or disrupt the Service or servers
- Attempt to gain unauthorized access to any part of the Service
- Scrape, crawl, or use automated means to access the Service
- Upload malware, viruses, or harmful code
- Harass, abuse, or harm other users
6. Intellectual Property
Precifio and its original content, features, and functionality are owned by us and protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express permission.
7. Third-Party Services
The Service may integrate with third-party services (including Google AdSense, analytics providers, and cloud infrastructure). Your use of such services is subject to their respective terms and policies.
8. Limitation of Liability
Precifio is provided "as is" without warranties of any kind. We do not guarantee uninterrupted, timely, secure, or error-free service. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages.
Precifio is a productivity tool, not a financial advisory service. We are not responsible for financial decisions made based on information processed or displayed by the Service.
9. Indemnification
You agree to indemnify and hold harmless Precifio and its affiliates from any claims, damages, or expenses arising from your use of the Service, your User Content, or your violation of these terms.
10. Termination
We may suspend or terminate your account and access to the Service at our discretion, without notice, for conduct that violates these terms or is harmful to other users or us. You may terminate your account at any time by contacting us.
11. Governing Law
These terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles. Any disputes shall be resolved in the courts of [Your Jurisdiction].
12. Changes to Terms
We may revise these terms at any time. Changes are effective immediately upon posting. Continued use of the Service constitutes acceptance of revised terms.